ZUPay unifies cloud-native payment platforms with certified payment devices — handheld POS, countertop POS, and self-service kiosks — so you can launch and scale confidently.
Modular fintech stack: gateway & orchestration, digital wallet, and merchant back-office — PCI-aware, highly available, and API-first.
Multi-acquirer routing, 3-D Secure, tokenization, retries, and rule-based failover to drive approvals and reduce cost.
API-first architecture with webhooks and sandbox keys for rapid integration.
KYC, balances, P2P transfers, QR payments, bill pay, and VCNs with mobile SDKs or white-label apps.
Enterprise RBAC, audit trails, and encryption at rest and in transit.
Settlement, reconciliation, disputes, split payments, analytics dashboards, and real-time alerts.
Export to BI tools; pull via API or receive via webhooks.
Certified payment devices for every counter — handheld Android POS, countertop terminals, and self-service kiosks.
Built for banks, PSPs, retailers, transit operators, government, and digital merchants.
Acquiring, issuing, switches, APMs, settlement.
In-store, curbside, queue busting, split payments, loyalty.
EMV/QR validators, kiosks, tap-on/off, capping.
Hosted checkout, subscriptions, token vaults, fraud filters.
Performance you can measure, security you can trust, and support you can count on.
Low-latency gateway with smart retries and multi-acquirer routing.
PCI-aware controls, encryption, RBAC, and detailed audit trails.
Use what you need: APIs, SDKs, and modules that snap together.
Tell us about your project — we usually reply within one business day.
Peshawar • Islamabad • Karachi (PK)
Dar es Salaam (TZ) • Riyadh
(KSA)